Overview

The Life and Health Market Regulation unit conducts examinations and investigations of life and health insurers and related parties regarding business practices and patterns of alleged violations of the Florida Insurance Code.

The unit also investigates allegations of unauthorized and illegal insurance activity as well as in-depth investigations of authorized insurers.

Market Regulation may work with the Legal Services office to take administrative action, impose administrative penalties, and require corrective action in order to protect insurance consumers from unlawful or harmful business practices.

Market Regulation’s primary concern is to properly and timely identify and resolve consumer issues and monitor market trends, which serve as early indicators that may identify large-scale problems which could affect an insurer’s financial solvency.